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= = = = =__What are Hidden Costs?__= ===You may think the price negotiated between you and the salesman is the total cost of your new car or truck...think again. There can be many "hidden costs" that you are still responsible for. Below are some helpful websites that will help describe and explain some of these fees.===

[|Hidden Costs] - what is meant by hidden costs, and what are some examples?

[|Cost of Ownership] - what does it actually cost to own/lease a vehicle when everythng is said and done?

=__How to get an insurance quote?__= Below you will find links to sites that have some average insurance rates for each state in the USA. You may choose to use them, but remember that your budget will be more accurate if you obtain actual information from an auto insurance provider.

[|Average Car Insurance Cost per State] - gives the breakdown of your states average auto insurance premium.

[|Sate Car Insurance Averages] - shows the best and worst states for auto insurance premiums.

__Online Insurance Quotes:__
Keep in mind... in order to receive an actual insurance quote the company will probably require that you have a valid email address.





=__Online Resources__=

[|PENNDOT Registration Fees] - gives basic fees charged by the PA Dept. of Transportation

[|Tax, Title, Tags, & Fees Calculator] - helps to estimate some hidden costs such as: tax, title. tags, etc.

[|Car Depreciation Calculator] - use to determine the amount of depreciation of your vehicle for a given period of time.

[|Average Fuel Cost Calculator]- Find the average annual fuels cost for your vehicle.